Hurricane Ike Victims: We are your insurance specialists
Here at Vision Home Works, we have been around the insurance industry for a long time. With a staff that includes former adjusters and litigation professionals, we offer our help when you need it most. We have our own in house department that handles litigation and day to day burdens of dealing with insurance companies. We fight hard to ensure that you get every dollar you have coming to you.
Your insurance adjuster will tell you that you need to secure 3 bids for the job. As you turn these bids in, your insurance will take the cheaper bid and basically pick your contractor for you. But do you actually need to do this? The truth is that most of really don't know what our rights are. Your policy gives YOU the right to pick your contractor, regardless of the situation. You have the right to choose the person you feel comfortable with. Getting 3 bids is the insurance companies way of getting the work done on your house by the cheapest contractor; which in most cases is the least qualified to do the work. There price is a bid based on the scope of insurance work, and in 99.9% of the cases, its not the full scope of work that it will take to get you whole.
Another way the insurance companies trap you to cheap work is by bringing along an "approved contractor" to help them with your claim. The bottom line is that these individuals are under contract to completely accept the claim that is written by the insurance adjuster. There is no room for negotiation of any further damage that was not visible on the initial inspection nor is there room to negotiate other changes that your policy covers.
You have paid your premiums for a reason: to get help when a problem arises. We know what it takes to get this done and get you taken care of right. With all the other burdens out there, trying to learn the insurance businesses is another one that can be long and stressful. Contact us today and let us help you. Take a look at our portfolio and see what we can do for you! Galveston and greater Houston residents, we are here to help! Call Today 469-274-7777!